Flood Insurance
Great Rates, Service and Coverage From Reputable Insurers.
Floods can occur due to a tsunami, an overflowing river or lake, or a heavy rainstorm.
If you're in a special flood hazard area, your lender will require flood insurance. However, even if you're not, the risk of flooding still exists. We compare multiple insurers to find you the best flood coverage and rates.
Available Flood Insurance Coverages
Dwelling coverage protects your home and anything permanently attached to it. The National Flood Insurance Program provides flood coverage up to $250,000, which is the coverage limit most lenders accept, even if the home’s replacement cost is higher. We can offer higher coverage limits through other insurance providers.
Separate structures coverage protects detached garages, accessory dwelling units, sheds, and fences. The coverage is based on the total value of all separate structures.
Personal property coverage protects your belongings, such as furniture, electronics, clothing, and kitchenware. Under a flood insurance policy, coverage is based on the value of your possessions.
Loss of use coverage helps pay for additional living expenses, such as a hotel, apartment, or rental home, if your home becomes uninhabitable due to a flood. Coverage is based on your living expenses and the time needed to rebuild.