Contractor Insurance
Great Rates, Service and Coverage From Reputable Insurers.
We insure a wide array of contractors.
This includes general contractors, builders, developers, remodelers, flippers, roofers, electricians, plumbers, painters and landscapers. Not only can we meet L&I insurance and bond requirements, but we can also offer coverage for tools and vehicles, and we produce certificates within hours. Our agency offers special rates and coverage on plumber insurance, electrician insurance, and landscaper insurance. We access insurers brokers cannot, and often offer superior premiums and coverage.
Available Contractor Insurance Coverages
General liability coverage protects your company financially if held responsible for injuries or property damage sustained at the office or job site. A contractor liability insurance coverage limit of at least $1,000,000 coverage is recommended.
Completed operations coverage covers injuries or property damage caused by your completed work. If the work you completed is damaged, it would only be covered under optional professional liability coverage. A contractor liability insurance coverage limit of at least $1,000,000 coverage is recommended.
Professional liability coverage covers work you completed (defects). Under a contractor insurance policy, we recommend a professional liability limit equaling the value of your largest job.
Personal and advertising injury coverage primarily covers defamation and copyright/trademark infringement. For contractor liability insurance, we recommend a personal and advertising injury limit of at least $1,000,000.
Tool coverage and equipment coverage, also known as inland marine coverage, covers tools and equipment owned by your company. Additional coverage can be added for tools owned by employees. Coverage under a contractor insurance policy is based on the value of the property owned by the business.