Renters Insurance
Great Rates, Service and Coverage From Reputable Insurers.
Even if your landlord doesn’t require renters insurance, it’s still essential to have coverage.
Renters insurance protects your belongings anywhere—at home, in your car, or in your luggage—against risks like theft, fire, and water damage. It also provides financial protection if you're held responsible for injuries or property damage. Our policies offer comprehensive coverage with fewer exclusions than many competitors, starting at just $10 per month.
Available Renters Insurance Coverages
Personal property coverage protects your belongings, such as furniture, electronics, clothing, and kitchenware. The coverage limit is based on the total value of your items. Renters insurance also includes sub-limits on high-value and frequently stolen items, with options to increase coverage as needed.
Loss of use coverage helps pay for additional living expenses, such as a hotel, apartment, or rental home, if your residence becomes uninhabitable due to a covered loss. Coverage is based on your living costs and the time needed for repairs or a permanent move.
Medical coverage helps cover medical expenses if a guest is injured while at your home. However, if a guest seeks to hold you responsible for their injuries, renters insurance liability coverage would apply, making this medical coverage optional.
Liability coverage financially protects you if you're held responsible for injuries or property damage, excluding motor vehicle incidents. This can include situations like slips or trips on your property, dog bites, or accidents during sports. We recommend a minimum liability limit of $300,000 for renters insurance policies.
The deductible on a renters insurance policy is the amount you’re responsible for paying toward the cost of a property loss.